Horizon Solutions

Selected work · 2026

Ideas made
operational.

We build narrow products around real work, visible evidence, and interfaces people can understand.

Product status is stated plainly. Public beta means open to explore while the product continues to evolve; in development means we are still earning the right to say more.

01 — Portfolio

One studio.
Different instruments.

Insurance product · 01

FlowRefer

Public-business research for workers' compensation. FlowRefer brings entity, operations, class, scale, location, safety, transportation, and web signals into one source-linked review.

Visit FlowRefer
Available

Filing intelligence · 02

RateFilingAI

Source-grounded extraction and analysis for insurance rate-filing packages, with confidence, citations, and review flags attached to material facts.

In development

Filing intelligence · 03

SerffSurf

Workers’ compensation rate-filing intelligence from public SERFF filings across 11 non-NCCI states. Explore LCM and deviation benchmarks, rate actions, and premium volume with verbatim source evidence. Extracted values should be verified against the underlying filing; not actuarial advice.

Explore SerffSurf
Public beta

Horizon Labs · 04

Shiple

A daily fleet puzzle and live multiplayer game exploring competitive browser play, tactile interface design, and social game mechanics.

Play Shiple
Available

02 — Portfolio logic

Related by method,
not by category.

Insurance products address consequential workflows where provenance, uncertainty, and professional review matter.

Horizon Labs gives us room to investigate interaction and craft in a different medium. Shiple belongs here because serious product work should still make room for play.